查收入贷款

传统的房屋贷款（查收入贷款）对借款人的收入水平有着严格的要求。在2008年次贷危机之后，联邦政府为了保证房屋信贷市场的健康更是加强了对信贷资格的监管，比如信用分数不能低于620，月还款金额和月收入比例不能低于45%，贷款金额上限不能超过$726200，要求有两年稳定工作收入并合法纳税等。传统贷款的人群主要针对有稳定W2收入的上班族。优点是拿到的利率比其他贷款略低，缺点是借款人要承担沉重的所得税的纳税负担。

Jian Ge | NMLS 2339113

(754)276-6479

jian.ge@gmccloan.com

7501 NW 4th ST

STE 208

Plantation FL 33317

CONTACT US

If you're interested in hearing more about the way we work, have a business proposal, or are interested in making a purchase, we'd love to hear from you.

SEE OUR OTHER PROJECTS

Our years of experience makes us the ideal partner for your next project. We won't shy away from a challenge, but also know how to manage risks.

BRIDGEWATER JOY RESIDENCE

PLEASANTVIEW GEM INN

WHAT WE OFFFER

EXPERIENCED TEAM

Each of us is a master of our craft – we've worked a number of years in our field and each have passion and creative vision for every project we put our hands on.

QUALITY TO DIE FOR

We pay a lot of attention to each and every detail, because we know that we are in charge of creating somebody's safe haven. We partner up with the best craftsmen to ensure our famed quality.

VISIONARIES OF THE FUTURE

We're not scared to go beyond the horizon. As the visionaries of tomorrow, we won't say no to experimentation, unusual materials, or unlikely combinations.

CLIENT FEEDBACK

Miriam Hayes

We have bought and sold a handful of properties in the past with various different realtors, but none came close to the service we got at Presson's. Not only is the team full of experts who know what they're talking about, but they are also always willing to go that extra mile to ensure customer happiness and satisfaction. We were never left hanging and waiting for an answer – everyone got back to us promptly and we never felt like we weren't in the loop of what was going on. The whole process was smooth and we never felt rushed or pushed to make a decision. Instead, we could take the time to decide on everything, and ended up signing the papers within weeks.

James and Susan Smith

We had heard a lot of praise for Presson's team, since many of our social circle was already using their services to purchase their own homes. We had pretty high expectations, and were pleasantly surprised when they were not just met, but surpassed by a mile. The team was accommodating at all stages – from viewing the properties, to providing extra information on some of the interior materials, to explaining in detail all the clauses in the contracts. Even our children could join the house viewing process, something which we were eternally grateful. Now, we are happy homeowners in a nice neighborhood, and we couldn't be happier.